diff --git a/app/Services/Internal/Support/CreditRecalculateService.php b/app/Services/Internal/Support/CreditRecalculateService.php
index 5f705be79f..cea77d8518 100644
--- a/app/Services/Internal/Support/CreditRecalculateService.php
+++ b/app/Services/Internal/Support/CreditRecalculateService.php
@@ -327,15 +327,17 @@ class CreditRecalculateService
 
         if ($isSameAccount && $isDebit && $this->isTransferIn($usedAmount, $type)) { // case 9
             $usedAmount = app('steam')->positive($usedAmount);
-            $result     = bcadd($leftOfDebt, $usedAmount);
-            app('log')->debug(sprintf('Case 9 (transfer into debit liability, means you owe more): %s + %s = %s', app('steam')->bcround($leftOfDebt, 2), app('steam')->bcround($usedAmount, 2), app('steam')->bcround($result, 2)));
+            $result     = bcsub($leftOfDebt, $usedAmount);
+            // 2024-10-05, #9225 this used to say you would owe more, but a transfer INTO a debit from wherever means you owe LESS.
+            app('log')->debug(sprintf('Case 9 (transfer into debit liability, means you owe LESS): %s - %s = %s', app('steam')->bcround($leftOfDebt, 2), app('steam')->bcround($usedAmount, 2), app('steam')->bcround($result, 2)));
 
             return $result;
         }
         if ($isSameAccount && $isDebit && $this->isTransferOut($usedAmount, $type)) { // case 10
             $usedAmount = app('steam')->positive($usedAmount);
-            $result     = bcsub($leftOfDebt, $usedAmount);
-            app('log')->debug(sprintf('Case 5 (transfer out of debit liability, means you owe less): %s - %s = %s', app('steam')->bcround($leftOfDebt, 2), app('steam')->bcround($usedAmount, 2), app('steam')->bcround($result, 2)));
+            $result     = bcadd($leftOfDebt, $usedAmount);
+            // 2024-10-05, #9225 this used to say you would owe less, but a transfer OUT OF a debit from wherever means you owe MORE.
+            app('log')->debug(sprintf('Case 10 (transfer out of debit liability, means you owe MORE): %s + %s = %s', app('steam')->bcround($leftOfDebt, 2), app('steam')->bcround($usedAmount, 2), app('steam')->bcround($result, 2)));
 
             return $result;
         }